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Mobicred is a credit service to help you make purchases without having to use your cash. This is a 4 step process and is really simple and easy to use.

  1. Apply for credit on mobicred article
  2. If approved, you are granted a credit limit, much like a credit card.
  3. When you want to spend, you simply select Mobicred from the payment options in the checkout and enter your username and password.
  4. If the purchase is approved, you are sent a One Time Pin to your mobile, which you type in to finalise the transaction.


  • A valid South African ID Number
  • 18 years or older
  • Earn a minimum monthly salary of R4500
  • An existing & valid bank account in your name
  • A current & valid email address & mobile number

Mobicred module

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